Car title loan steps
STEP ONE:
Fill out the application online. This will give us basic information to appraise your vehicle online. We will then know how much we can loan you.
STEP TWO:
You have multiple options to find out the amount you qualify for... SMS Text messaging, Email, or Phone. If you elect to proceed, then you are ready for step three
STEP THREE:
We will send you via email the list of documents we will need along with the loan offer in writing and the loan agreeement. You will email or fax us what we need. Once we receive the documents, you are in "underwriting"
STEP FOUR:
The underwriter will contact you to go over the payment terms, the length of the loan and other questions you have. If you agree to everything, the underwriter will send a notary to you with the money and the loan documents for you to sign.
Common questions about the process:
Can I just drive to your location?
No. We have revolutionized the car title loan market by doing the process above. Without the cost of the office staff, rent, and utilities, we are not restricted. You dont have to drive to us, we come to you.
How can you guys offer car title loans at 5.9% when everyone else is ten times that rate?
Simple. They are stuck with high rents which means either they get more clients to offset their expenses or they charge the few customers they have much more than normal. We solved this with our check delivery system.
This seems like a long process. How long does it take?
The online application takes less than 2 minutes. The documents we need from you should take about 20 minutes to fill out. The underwriter will take about 2 hours. Up to this point, even if you had trouble with any aspect of this, you would be looking at no more than a couple hours. The money then would be in your hands the next day, personally delivered to you.
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